Effective Date: 17th of March 2025
Welcome to Spar-Konto, a provider of Trust Deed creation, asset management, and NEO banking services for individuals and businesses. Our website address is: https://spar-konto.com.
When you complete forms on our site—for example, to create a Trust Deed or begin onboarding for NEO banking services—we collect the personal and business information you provide. This may include names, addresses, identification numbers, financial details, and any other information required to establish or manage your trust or banking relationship.
If you leave comments or interact through our contact forms, we collect the data shown in those forms, along with your IP address and browser information, to help detect spam and maintain platform integrity.
An anonymized string (hash) of your email address may be used to check against the Gravatar service to determine if you have a public profile picture. Gravatar’s privacy policy is available at https://automattic.com/privacy.
If you upload images or documents (e.g. proof of identity or address), please ensure they do not contain sensitive metadata such as location data (EXIF GPS). Other users may be able to extract such data if it’s publicly visible.
Our site uses cookies to improve user experience:
Form Convenience: If you save data when submitting a trust application or onboarding form, cookies may store your name, email, and preferences for future visits.
Login Cookies: If applicable, login information and display settings may be saved for your convenience.
Session Cookies: Temporary cookies are used during your visit to enable secure sessions and determine compatibility.
You can manage cookie settings in your browser at any time.
Our site may include embedded content (e.g. videos, payment gateways, or ID verification tools). Embedded content from other websites behaves as if you visited that site directly, and may collect your data or use cookies.
Your data may be shared with our legally bound partners, including:
Trustee (SK Trust KB) for the purposes of trust formation and administration.
NEO Banking (SK Pay LLC) for onboarding, KYC/KYB verification, and account setup.
Third-Party Verification Services used to confirm identity or business legitimacy.
We do not sell your data. Your data is shared only when required for service delivery, compliance, or fraud prevention.
We retain submitted trust-related data, form inputs, and associated metadata indefinitely unless deletion is requested. This includes identity information, trust documentation, and communication logs.
Registered users can view, edit, or delete their information at any time (except username). Admins may also access and manage this data.
You have the right to:
Request an export of your personal data held by us.
Request deletion of your personal data (except where required by law or regulatory purposes).
Withdraw consent to data processing at any time, unless necessary for service completion.
To exercise these rights, please contact us at info@spar-konto.com.
Data submitted through this site, including trust applications and comments, may be processed by automated tools for spam detection, verification, and security assessment.
If you have questions about this policy or your data, you may contact:
Spar-Konto Compliance Team
Email: info@spar-konto.com
Website: https://spar-konto.com